Bridge v2 · Infrastructure

London Blockchain
Bridge

Institutional Payments × Blockchain Settlement × Virtual Cards × NFC Tap2Pay. Six-layer infrastructure connecting JPMorgan Kinexys to Circle MINT, Stellar, PYUSD, Lithic, and a real-time Exchange Oracle.

Live bridge status

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Six-layer architecture

Each layer is an independently deployable service, orchestrated end-to-end through the Bridge API.

Layer 1

Banking

JPM Kinexys DDA → BDA credit payments.

Layer 2

Mint / Swap

Circle MINT issues USDC on Stellar.

Layer 3

Settlement

Atomic USDC → PYUSD with rollback.

Layer 4

Virtual Card / NFC

Lithic virtual cards + HCE Tap2Pay.

Layer 5

Merchant

PayPal Business USD T+0 settlement.

Layer 6

Oracle

Stellar DEX pricing — token → USD.

Addendum B

Atomic NFC settlement in < 2 seconds

A customer taps their HCE wallet at a POS terminal. The Bridge quotes, locks USDC on Stellar, opens a PYUSD order, credits the HCE wallet, confirms the NFC tap, captures PayPal, burns the USDC — and writes the audit trail. Every step is reversible.

  • ISO 7816-4 APDU handler
  • 10-step atomic settlement with rollback
  • HMAC-SHA256 verified webhooks
Stellar Token ──[DEX]──▶ USDC ──▶ PYUSD ──▶ NFC Tap ──▶ POS
     │                            │
     ├ DBTK BUCK DGBP DIME XLM    ├ USDC send-back
     └ Admin-approved tokens      └ USD fiat-out IOU

Quote → USDC lock → PYUSD order → HCE credit
      → NFC confirm → PayPal capture → USDC burn
      → Audit  (< 2s, fully atomic)

API surface

REST endpoints exposed by the Bridge service. Full schemas live in the source repo.

Bridge
POST
/bridge/payment
GET
/bridge/payment/:endToEndId
POS / NFC Settlement
POST
/bridge/atomic-settle
POST
/bridge/pos/nfc-confirm
GET
/bridge/pyusd-balance/:id
Virtual Cards
POST
/bridge/card/issue
POST
/bridge/card/fund
GET
/bridge/card/:cardToken
PUT
/bridge/card/:cardToken/controls
Exchange Oracle
GET
/oracle/rates
POST
/oracle/quote
POST
/oracle/swap
POST
/oracle/nfc-settle
GET
/oracle/ticker
Webhooks (HMAC-SHA256)
POST
/webhooks/circle
POST
/webhooks/lithic

Bridge is running inside this portal

Foundations are live: backend tables, configuration layer, simulated Kinexys client (real Kinexys needs an mTLS sidecar — Cloudflare Workers can't present client certificates). Settlement, Oracle, Virtual Card, and Registry endpoints are rolling out in the next phases. Source repo remains the reference for external self-hosting.